How our India legal terms apply
Legal terms apply to your account from the moment you create credentials, accept the site terms or use the wallet. They cover eligibility, identity checks, privacy choices, cookie settings, wallet records, account security duties, content ownership, dispute handling and the way we may update policies. Access
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depends on local law and is available where local law permits; if a rule in your state or union territory restricts access, that rule controls your use. UPI, Paytm and PhonePe references in account records help us match payments to the correct wallet, but the legal
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position is set by the terms you accept and the law that applies to you. If you do not agree with a change, contact us before continuing.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.